1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.
Apply in the branch
Apply online
1. Completely fill out our Housing Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.
What properties are eligible for a Housing Loan construction?
1. Renovation of an existing house
2. Remodeling
3. Major repair of an existing residential property
What are the rates for renovation?
Fixing Period (Years) | Rates |
---|---|
1 | 7.00% |
2 | 7.25% |
3 | 7.75% |
4 | 8.00% |
5 | 8.00% |
10 | 10.25% |
15 | 10.50% |
20 | 12.00% |
The above are indicative rates for new loan applications. Applicable repricing interest rate will apply for existing borrowers.
What are the qualifications to apply for a Housing Loan?
You have to be at least 18 years old but not more than 70 years old upon loan maturity
Minimum Household Income: Php 40,000
What is the minimum and maximum loan amount?
Minimum Loan Amount: Php 400,000
Maximum Loan Amount: Up to 90% of property value
What is the term of the loan?
Minimum Loan Term: 1 year
Maxium Loan Term: Up to 20 years