Housing Loan for Home Construction

1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.

1. Completely fill out our Housing Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.

1. House construction on a vacant lot
2. House construction after demolishing an existing structure
3. House construction and lot purchase combined

BPI accepts refinancing with the following rates below:

Rates effective as of November 10, 2022

The above are indicative rates for new loan applications. Applicable repricing interest rate will apply for existing borrowers.

1. You have to be at least 18 years old but not more than 70 years old upon loan maturity
2. The minimum household income should be Php 40,000

Minimum loan amount: Php 400,000
Maximum loan amount: Up to 90% of property value

Minimum loan term: 1 year
Maxium loan term: Up to 20 years