The maximum annual contractual rate (ACR) is 28.67%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of Php 1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth Php 1.50 for every Php 200 of loan amount will apply to loans above Php 250,000. To know more, click here.
Example: A loan amounting to Php 20,000 with a term of 12 months will pay Php 23,240, inclusive of interest. The estimated monthly amortization is Php 1,936.67 with ACR of 28.67%. Compute for your loan here.
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
BPI is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).