1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.
Apply in the branch
Apply online
1. Completely fill out our Housing Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.
What properties are eligible for a Housing Loan construction?
1. House construction on a vacant lot
2. House construction after demolishing an existing structure
3. House construction and lot purchase combined
What are the rates for Property Equity Loan?
Fixing Period (Years) | Rate |
---|---|
1 | 8.00% |
2 | 8.25% |
3 | 8.75% |
4 | 9.00% |
5 | 9.25% |
What are the qualifications to apply for a Housing Loan?
You have to be at least 21 years old but not more than 70 years old upon loan maturity.
The minimum household income should be Php 40,000.
What is the minimum and maximum loan amount?
Minimum Loan Amount: Php 400,000
Maximum Loan Amount: Up to 90% of property value
What is the term of the loan?
Minimum Loan Term: 1 year
Maximum Loan Term: Up to 5 years