The Terms and Conditions governing BPI’s Products, Services, Facilities and Channels, the Banking Terms and Conditions, BPI Online Banking Terms and Conditions governing the use of BPI Online and the BPI App, and the BPI Data Privacy Statement are hereby incorporated by reference and shall form an integral part hereof (collectively, the “BPI Banking Terms and Conditions”).
1. Raffle entries earned by qualified customers will be system-generated after the promo period ends.
2. The raffle prize offered under the Promo shall not be convertible to cash, credit, privileges, rewards, and/or other items/products.
3. Unclaimed prizes after sixty (60) calendar days from the date of winner’s official notification will be forfeited in favor of the Bank of the Philippine Islands.
4. In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank will make a decision, with the concurrence of Department of Trade and Industry (DTI), which will be considered final within the context of this promotional offer. However, if the dispute involves the participating Merchant and its performance and/or delivery of products to customer, subject to the General Provisions set out above, the decision of the Bank and Merchant with the concurrence of DTI shall be considered final. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
5. All disputes related to this Promo will be accepted within sixty (60) banking days after the end of the Promo Period. However, this time frame does not preclude the customer from pursuing further legal availing remedies provided by the law.
6. BPI, in concurrence with DTI, reserves the right to terminate, discontinue, or cancel the Promo at any time due to unforeseen circumstances, changes in regulations, technical issues, or suspected fraudulent activity. BPI will make reasonable efforts to provide prior notice to customers through SMS, E-mail, social media pages or through the Relationship Manager in the event of such termination, unless immediate action is required.
7. The Terms and Conditions governing the use of BPI’s Products, Services, Facilities and Channels, which are made integral parts hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.
8. The Promo shall be subject to periodic review to ensure compliance with BPI’s policies and procedures, as well as with BSP rules and regulations and other applicable laws.
9. BPI and its subsidiaries are not liable for any loss, damage, or injury whatsoever (including but not limited to direct, indirect, and consequential loss) suffered or sustained in connection with the prizes.
10. BPI employees, ad agency, merchants, affiliates, and their relatives up to the second (2nd) degree of consanguinity or affinity are disqualified to join the Promo.
11. To the full extent allowed by applicable laws, all warranties, whether express or implied by law or statute, are excluded herein. BPI does not make any warranty, express or implied, with respect to any of the prizes.