11. The announcement of winners will be published on the BPI website five (5) business days after winners sign the quit claim for their prizes.
12. Bank of the Philippine Islands, Gate Distribution Enterprise Inc, Smart Communications employees, and relatives up to 2nd degree of consanguinity or affinity are disqualified to join the raffle
13. A quitclaim is required upon redemption of the prize. Redemption of prize is within 60 days upon receipt of winning notification through registered mail. Prize not claimed within 60 days upon receipt of notification shall be forfeited in favor of Bank of the Philippine Islands with prior approval from DTI.
14. Each winner must allow Smart Communications, Inc and BPI to use his/her name or picture in their marketing communication materials.
15. Clients have up to 7 days from the end of the promo to report possible disputes to BPI regarding the raffle entries earned. All aspects of the raffle promo are deemed final after this cut-off date.
16. Bank of the Philippine Islands (BPI) is not an agent of Smart and makes no representation as to the quality of the services and products provided. All feedback regarding quality of services and prizes provided should be directed at Smart.
17. Qualified customers who participate in this promo are subject to the terms and conditions of BPI.
18. By participating in this promo, customers authorize BPI to share their relevant information (including personal information) to suppliers or merchants for the purpose of redemption and processing of the prize in the event the customer is declared a winner.
19. By participating in this promo, customers authorize BPI to publish their names as winners of the Smart e-Loading promo on the BPI website and in other promotional materials.
20. By participating in the raffle draw, customers agree to the terms and conditions set by BPI governing the rules of participation. BPI reserves the right to verify the client’s personal information for the administration of the raffle. In the event such verification is not accomplished to the satisfaction of BPI, the client will be disqualified from the raffle with prior DTI approval.
21. BPI reserves the right to forfeit the prize or invalidate the awarding to the winner should it be proven that the winner has provided any false information or committed any fraudulent act. In case of such an event, BPI. may redraw another winner in the presence and upon approval of DTI.
22. Terms and Conditions governing BPI’s Products, Services, Facilities and Channels, which are made integral parts hereof by reference, shall likewise be resorted to in instances where these are applicable to this Program.
23. Failure to comply with any of the requirements or the terms and conditions herein will have the winner forfeit his/her winnings with prior approval from the DTI.