Robinsons Cashback Credit Card

Membership Fee

Fee charged annually for having an available credit line and for account maintenance purposes.

Primary: Php 2,500 Supplementary: Php 1,250

Finance Charge

Interest charges on retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due.

3%

Late Payment Fee

Charged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due.

Php 850 or equivalent to the value of the unpaid minimum amount due, whichever is lower, per occurrence.

Foreign Currency* Mark-up

This is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outside the country or through the internet.

3%

Card Replacement Fee

This is charged to the cardholder for request for replacement of lost/stolen and damaged cards, name update/correction, etc.

Php 750

Payment Refund Fee

A fee charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso.

Php 500

Account Maintenance

A monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged to the cardholder for closed/cancelled credit card accounts with overpayment. Charging will be done until account is zeroed out.

Php 50

Over Limit Fee

A fee charged to the cardholder for card usage beyond the assigned credit limit.

Php 750

Multiple Payment Processing Fee

The cardholder is charged when he/she pays thru payment counters other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards.

Php 40

Installment Termination Service Fee

This fee shall be charged when cardholder requests for pre-term of his/her installment.

5% of Remaining Principal

Returned Check Fee

This is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc.

Php 1,000

Certification Fee

A fee charged to the cardholder for certification requests for fully paid accounts, good credit standing, etc.

Php 100

Printing of Statement Fee

This fee shall be charged to the cardholder for printing of statement of account.

Php 500

Quasi Cash Fee

A fee charged to card transactions which include, but are not limited to money orders, travelers cheques, or digital currencies, the transfer of funds from the credit card account to another party via wire transfer, transfers to deposit accounts and loading of electronic purses.

5% of the transaction amount

Gaming Fee

A fee charged to card transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.

5% of the transaction amount

This fee will be applied to the following GoLighter Installment Plan:

• Convert to Cash
• Balance Transfer
• Balance Conversion
• Transaction Conversion

Just type:

BPIACTIVATE<space>First Name/Last Name/ Last 4-digits of your Card Number

Send to 22565009 using your registered mobile number

Example: BPIACTIVATE Erika Marie/Reyes/8888

You will receive an SMS confirmation upon successful activation request.

Just type in the subject line:

BPIACTIVATE<space>First Name /Last Name/Last 4 digits of your Credit Card Number

Send to C3_quickassist@robinsonsbank.com.ph

using your registered email address

Example: BPIACTIVATE Erika Marie/Reyes/8888

You will receive an SMS confirmation upon successful activation request.

Call our 24-hour BPI Contact Center at (+632) 889-10000. Press 2 for Credit Cards, then 4 for Robinsons Cashback Credit Card.