Tap and Go with SM Store and Mastercard® Promo

Eligibility

1. The promo is open to cardholders with participating BPI or Robinsons Bank Mastercard® Credit and Debit Cards whose accounts are active and in good standing:

BPI Credit Cards 

• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards
• BPI Platinum Rewards Card
• BPI Rewards Card
• Petron BPI Card
• BPI Dos Card
• Robinsons Cashback Card

BPI Debit Cards

Robinsons Bank Credit Cards

• DOS Card
• Robinsons Cashback Card

2. The Promo Period is from January 15, 2025 to March 31, 2025.

3. To join the Promotion, cardholders must tap a valid BPI or Robinsons Bank Mastercard for a minimum Php 5,000 single-receipt straight and installment purchase at any SM Store branch within Metro Manila and Php 3,000 single-receipt straight and Php 5,000 installment purchase in any SM Store provincial branches.

4. Valid for in-store and Personal Shopper card-present transactions.

5. Transactions paid via iPay88 / email billing are excluded in the promo, as well as cardholders whose accounts are suspended or terminated are not eligible to join the promotion.

Promo mechanics and conditions

1. A minimum Php 5,000 single-receipt straight or installment transaction at any SM Store branch located in NCR and a Php 3,000 single-receipt straight or Php 5,000 installment transaction in SM Store provincial branches gives the cardholder a chance to instantly win Php 10,000 or Php 500 SM Gift Pass.

2. There will be 250 winners of Php 10,000 worth of SM Gift Pass and 2,500 winners of Php 500 SM Gift Pass nationwide.

3. The Promo Period is from January 15, 2024 to March 31, 2025 while claiming of prizes will be from January 15, 2025 to May 31, 2025.

4. Upon completing the minimum single-receipt transaction, a stub will be generated after the qualified tape receipt indicating if the customer has won Php 10,000 or Php 500 worth of SM Gift Pass.

5. Promotion is only available in SM Store. Transactions made in other SM Retail Affiliates are not qualified to join the promo and win any prize.

6. Prize is non-convertible to cash. 

7. Purchase of cell cards, phone cards, SM Gift Cards, SM Gift Pass, Concert Tickets, Returns, Bills Payment Products, and other products at the Customer Service Counter are not qualified for this promotion.

8. Splitting of transactions is prohibited and shall not be allowed for redemption.

9. SM Store and Mastercard reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.

10. Employees of SM Store, SM Retail Inc., Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

Claiming of prizes:

a. For Instore Transactions - winner (Cardholder) must present the following documents at the Customer Service Counter (BCO) of the SM Store where the transaction was made. Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:

• Original Winning Transaction Receipt
• Original Winning charge slip
• Original Winning Stub
• Winning Credit Card (Mastercard)
• Valid ID

b. For Personal Shopper Transactions – SM Store Branch rider/designated driver will release/deliver the Prize to the winner.

Note: If an authorized representative will claim the prize, the following must be presented:

• Original/Photocopy Valid ID of the winner
• Original Valid ID of the Representative
• Original Winning Transaction Receipt
• Original Winning Stub
• Original Winning Charge Slip

c. Winner must surrender and sign the original winning stub.

d. The Transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of Prize.

e. The cardholder can only claim his/her Prize at the same branch of the SM Store where transaction was made.

7. SM Store and Mastercard will not replace lost or damage prizes caused by the winner (cardholder).

8. SM Store and Mastercard Philippines reserves the right to disclose and publish names, photos and other information of the winners in any mode or manner as they deem appropriate.

9. Employees of the SM Store, Mastercard, and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.

10. The cardholder agrees that should his or her purchase be found fraudulent, the Bank shall have the right to charge the value of the offer to his or her card.

11. The promo is not valid in conjunction with any ongoing promos of Merchant.

12. Any dispute concerning the products related to the promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

13. In case of dispute in respect to the Bank only and the customers' availment of the promo, the decision of the Bank with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of the Bank and participating Merchant with the concurrence of DTI shall be considered final.

14. Terms and conditions governing the issuance and use of BPI/Robinsons Bank Debit or Credit Card and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this promo.

How to avail

1. Visit any participating branches of merchant.

2. Use any of the participating BPI or Robinsons Bank Mastercard® Credit or Debit Cards to pay for your purchases.

3. BPI Credit Cardholders can avail of 3 months Real 0% SIP.

4. Enjoy this deal.

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing. 

BPI Credit Cards 

• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards
• BPI Platinum Rewards Card
• BPI Rewards Card
• Petron BPI Card

2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows Cardholders to avail of 3 months Real 0% SIP at Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 5,000.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI’s approval.

d. The cardholder can also choose to avail of the other SIP features:

• Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
  • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.

e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Please see the list of participating branches here.

SM Store

For inquiries, you may call ‎(+632) 881-10000.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-205510, Series of 2024