Abenson Real 0% Installment

1. The program is open to BPI Credit Cardholders of participating BPI Credit cards in good standing. The participating BPI Credit Cards are as follows:

BPI Credit Cards

• BPI Amore Cashback Card   
• BPI Amore Platinum Cashback Card  
• BPI Amore Visa Prepaid   
• BPI Corporate Card  
• BPI Edge Card  
• BPI Gold Rewards Card   
• Petron BPI Card   
• BPI Platinum Rewards Card  
• BPI Rewards Card
• BPI Signature Card

2. BPI Cardholders are entitled to avail of the Real 0% installment Program. This allows Cardholders to avail of up to 24 months Real 0% installment at Merchant.

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of P3,000 or higher.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI’s approval.

d.  Cardholder can also choose to avail of the other SIP features: 

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Qualified Credit Cardholders with good credit standing will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her participating BPI Card to pay for his or her purchases at the participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Metro Manila

• Alabang - Tierra Nueva Subdivision Alabang Zapote Road, Muntinlupa
• Ayala Alabang Town Center Alabang Muntinlupa
• Ayala Circuit Makati
• Ayala Cloverleaf Quezon City
• Ayala Fairview Terraces Quezon City
• Ayala Feliz Marikina
• Ayala Market Market Taguig
• Ayala Serin Tagaytay
• Ayala The 30th
• Ayala TriNoma Quezon City
• Ayala UP Town Quezon City
• Ayala Vertis Quezon City
• Circle C Quezon City
• EDSA Shangri-La Mandaluyong
• Ever Commonwealth Quezon City
• Farmers Cubao Quezon City
• Festival Alabang
• Global City Taguig
• Glorietta Makati
• Greenhills San Juan
• Harrison Plaza Manila
• Jaka Plaza Paranaque
• Las Pinas - Alabang Zapote Road
• Montalban Town Center Rizal
• Puregold Arvo Marikina
• Puregold Caloocan
• Puregold Commonwealth Quezon City
• Puregold Cubao Quezon City
• Puregold E. Rodriguez Quezon City
• Puregold Fairview Quezon City
• Puregold Pasig
• Puregold Tayuman Manila
• Puregold Valenzuela
• Robinsons Ermita Manila
• Robinsons Galleria Quezon City
• SM City East Ortigas Pasig
• SM City North EDSA Quezon City
• SM Hypermart FTI Taguig
• WalterMart Bicutan Paranaque
• WalterMart Makati
• WalterMart North EDSA Quezon City
• WalterMart Sucat Paranaque
• WMall Pasay

Luzon

• 1F NE Pacific Cabanatuan Nueva Ecija
• 1F Sta. Lucia Cainta Rizal
• 2F NE Pacific Cabanatuan Nueva Ecija
• 2F Sta. Lucia Cainta Rizal
• Ayala Legazpi
• Ayala Marquee Pampanga
• Cauayan,Isabela
• Citisquare Malabon
• Fishermall Malabon
• Fora Tagaytay
• GMA Cavite
• Harbor Point Subic
• Ilagan City Mall
• LCC Iriga
• LCC Legazpi
• LCC Naga
• LCC Polangui
• Lipa Batangas
• Lokal Kawit Cavite
• Lotus Imus Cavite
• Mall of the Valley Tuguegarao
• Metrotown Tarlac
• Naic Cavite
• Nepo Angeles Pampanga
• NuCiti Batangas
• NuCiti Calapan
• Olivarez Los Banos
• Pacific Legazpi
• Pacific Lucena Quezon
• Pavilion Binan Laguna
• Puregold Naga
• Puregold Bacoor Cavite
• Puregold Cabanatuan
• Puregold Dau
• Puregold Imus Cavite
• Puregold Laoag
• Puregold San Pablo Laguna
• Puregold Sta. Cruz Laguna
• Puregold Tanay Rizal
• Puregold Tanza Cavite
• Puregold Taytay Rizal
• Robinsons Imus Cavite
• Shopwise San Pedro Laguna
• Solenad Nuvali Laguna
• Supima Meycauayan Bulacan
• Ultimart San Pablo Laguna
• Valdez Center, San Nicolas
• Victory Mall Sta. Rosa Laguna
• Walter Mart Trece Martires Cavite
• WalterMart Balayan Batangas
• WalterMart Plaridel Bulacan
• WalterMart Tanauan Batangas
• WalterMart Balanga Bataan
• WalterMart Batangas
• WalterMart Bel Air Laguna
• WalterMart Cabanatuan Nueva Ecija
• WalterMart Cabuyao Laguna
• WalterMart Calamba Laguna
• WalterMart Carmona Cavite
• WalterMart Concepcion Tarlac
• WalterMart Dasmarinas Cavite
• WalterMart Gapan Nueva Ecija
• WalterMart Gen. Trias Cavite
• WalterMart Guiguinto Bulacan
• WalterMart Makiling Laguna
• WalterMart Nasugbu Batangas
• WalterMart Paniqui Tarlac
• WalterMart San Fernando Pampanga
• WalterMart San Jose Nueva Ecija
• WalterMart Sta. Maria Bulacan
• WalterMart Sta. Rosa Laguna
• WalterMart Subic
• WalterMart Talavera Nueva Ecija
• WalterMart Taytay Rizal
• Xentro Mall Santiago

Visayas

• Alturas Tagbilaran
• Alturas Talibon
• Ayala Center Cebu
• Ayala Malls Capitol Bacolod
• Island City Tagbilaran
• Pacific Mandaue

Mindanao

• Ayala Abreeza Davao
• Ayala Centrio Cagayan de Oro
• Ayala Gmall Davao
• Buhangin Davao
• KCC Veranza Gensan
• LKK Cagayan de Oro
• NCCC Tagum