Promo highlights
Register to the promo
Register via the BPI Mastercard Shop Anywhere Portal, via SMS, or via the Oh My Deals! app using a unique promo code sent by BPI.
Get up to Php 5,000 eGCs
Reach the minimum accumulated spend requirement and redeem via the BPI Mastercard Shop Anywhere Portal.
Additional rewards up to Php 2,000 eGCs
Unlock the bonus rounds to get even more rewards when you make a:
1) Php 30,000 SIP spend
2) Spend nine (9) times per featured merchant category during the promo (maximum of 3 categories).
Promo mechanics
Get up to Php 7,000 eGCs when you Shop Anywhere with your BPI Mastercard Credit Card. Register now.
Spend Tier | Minimum Accumulated Spend Requirement* | eGC Value** |
|---|---|---|
1 | Php 30,000 to <Php 75,000 | Php 500 |
2 | Php 75,000 to <Php 200,000 | Php 1,500 |
3 | Php 200,000 and up | Php 5,000 |
*A minimum single receipt spend of Php 1,000 is required to qualify for spend accumulation
**eGC value = Php 500 denomination
Plus, unlock up to Php 2,000 bonus eGCs from our redemption partner merchants upon completing the bonus tasks.
Promo Period: November 25, 2024 to February 25, 2025
Redemption Period: Sixty (60) days from the date of earning/posting of the rewards at the eGC Hub.
Qualified Credit Cards
● BPI Rewards Card
● BPI eCredit Card
● BPI Edge Card
● BPI Gold Rewards Card
● Petron-BPI Card
● BPI Platinum Rewards Card
Step 1: Register (3 ways)
Register to the promo using a unique alphanumeric promo code sent to your BPI registered mobile number and/or email based on BPI Credit Cards’ system records.
A. Via Text-In
1. Text BPI<SPACE>MCREG<SPACE><Unique Promo Code> to 225687
2. EX: BPI MCREG 1234ABCD
B. Via Portal Registration
1. Visit the BPI website
2. Click the registration link to the BPI Mastercard Shop Anywhere Portal
3. Enter your unique promo code: <Unique Promo Code>
C. Via Oh My Deals! App
1. Install and/or open the Oh My Deals! App by BPI Cards
2. Search for “Mastercard Holiday Shop Anywhere”
3. Click on the “Register Now” button
4. Enter your unique promo code: <Unique Promo Code>
Important reminders
1. Only the Principal Cardholder is eligible to register to the promo.
2. Promo code is unique to you and can only be used by you.
3. Successful registration is required to qualify for the promo.
4. After completing the registration process, Giftaway will send a system-generated SMS to the Principal Cardholder confirming the receipt of the registration details and your registration date.
5. The principal cardholder will receive a notification via SMS and/or email regarding the confirmation of successful validation of your registration after five to seven (5-7) banking days from the date of registration. Make sure your BPI registered email and mobile number are updated to ensure successful validation.
Step 2: Shop Anywhere
After receiving the system-generated SMS from Giftaway upon registration, you may start spending with your BPI Mastercard Credit Card to accumulate spend and redeem eGCs.
Accumulated Spend Rewards
1. Use a qualified BPI Mastercard Credit Card for purchases (straight, Special Installment Plan at Merchant, online and in-store) within the promo period.
2. The Principal Cardholder can earn up to Php 5,000 eGCs for a minimum accumulated spend requirement within the promo period. All qualified transactions made by the Supplementary Cardholders linked to the account will be included in the promo.
3. Redeemable eGC is based on the highest tier reached during the promo period.
Tier | Accumulated spend | eGC Reward |
|---|---|---|
1 | Php 30,000 - < Php 75,000 | Php 500 eGC |
2 | Php 75,000 - < Php P200,000 | Php 1,500 eGCs |
3 | Php 200,000 and up | Php 5,000 eGCs |
- Single-receipt purchases of Php 1,000 straight payment or Php 3,000 Special Installment Plan (S.I.P.) at merchant payment will qualify for accumulated spend.
- eGC Reward value = Php 500 denomination
- The basis for inclusion of transactions is based on the transaction date.
- Transaction(s) made prior to the date of registration will not be included.
- eGC reward can only be redeemed once. If you have already redeemed the Tier 1 reward of Php 500 eGC, you will no longer be able to redeem Tier 2 or Tier 3 rewards even if you reach the minimum accumulated spend.
Unlock Bonus Rewards
After reaching Tier 1 accumulated spend of Php 30,000, you can unlock bonus eGCs from our redemption partner merchants upon completing the bonus tasks.
No | Bonus Task | BPI Platinum Rewards Card (Premium Reward) | BPI Rewards Card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, and Petron BPI card (Regular Reward) |
|---|---|---|---|
1 | Spend a minimum of Php 30,000 single-receipt installment purchase (Special Installment Plan), in-store or online | Php 500 worth of eGCs from our Redemption Partners. | Php 300 worth of eGCs from our Redemption Partners. |
2 | Spend 9 times per featured merchant category during the promo (maximum of 3 categories).
Travel - ✅✅✅✅✅✅✅✅✅ Shopping - ✅✅✅✅✅✅✅✅✅ Utilities - ✅✅✅✅✅✅✅✅✅ Grocery - ✅✅✅✅✅✅✅✅✅ Fuel - ✅✅✅✅✅✅✅✅✅ Note: 1 reward per unlocked category. | Php 500 worth of eGCs, for a total of up to Php 1,500 worth of eGCs from our Redemption Partners. | Php 300 worth of eGCs, for a total of up to Php 900 worth of eGCs from our Redemption Partners. |
- Transactions made after the date of registration will be counted for the Bonus.
- For merchant category spend, a minimum of Php 1,000 single-receipt purchase is required for every qualified spend.
- The basis for inclusion of transactions is based on the transaction date and the registration date of the customer. If a transaction was made within the promo period, with consideration to the customer’s registration date, then it will be counted towards the select merchant category accordingly.
- Only 1 reward is redeemable per unlocked merchant category, with a maximum limit of 3 categories. Example:
- Category 1: TRAVEL ✅✅✅✅✅✅✅✅✅ - Unlocked = 1st reward
- Category 2: SHOPPING ✅✅✅✅✅✅✅✅✅ - Unlocked = 2nd reward
- Category 3: FUEL ✅✅✅✅✅✅✅✅✅ - Unlocked = 3rd reward
- Reward for bonus task completion can be unlocked for redemption after Tier 1 accumulated spend has been achieved. Note: There’s no requirement to unlock the 1st Category to be able to claim your reward from your second category. As long as you reach 9 times spend for a certain merchant category, have met the minimum Tier 1 accumulated spend and are still within the maximum limit of 3 categories, you will be able to redeem the rewards freely.
- Sample timeline:
- Date of registration: November 25, 2024
- Bonus task 2 completion date (9 spend per featured merchant category): November 29, 2024
- Tier 1 accumulated spend reached: November 30, 2024
- In this scenario, Bonus task 2 has been completed on November 29 but the reward can only be unlocked on November 30
| Featured Merchant Categories |
|---|
Travel (Airlines, Hotels and Resorts, and Travel Agencies) |
Shopping (Department Stores, Retail Stores, Electronics, Clothing and Apparel, Jewelry and Watch Store, Appliances, Shoe Stores, and Sporting Goods) |
Utilities/Bills Payment (Water, Electricity, Internet, Telecommunication, and Insurance) |
Grocery |
Fuel |
Based on Merchant category code (MCC). This is a four-digit number assigned to every business that applies to credit cards. The number corresponds to the type of business or service the company offers.
Track Spend and Rewards
The Principal Cardholder may log in to the BPI Mastercard Shop Anywhere Portal to track accumulated spend, as well as redeemable eGCs or freebies.
Use your unique promo code to log in (same promo code used to register). Qualified transactions are posted in the Shop Anywhere Portal within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI’s system.
Transaction(s) made prior to the date of registration will not be included.
Step 3: Redeem eGCs
Accumulated Spend eGCs
Upon reaching the minimum accumulated spend requirement, the Principal Cardholder may redeem the eGCs in the Shop Anywhere Portal from the featured merchant partners via Giftaway.
Select Claim Now and choose your preferred merchant/s for redemption.
● A confirmation page will prompt, followed by the redemption notification sent via your registered contact info (SMS and/or email) in BPI’s records.
● You will receive an eGC code from Giftaway via your registered mobile and/or email, with a link on how to use your redemption code. Specific redemption instructions are provided per merchant.
● The eGC is for one-time use only.
● Redemption requests made outside of the redemption period will not be qualified.
● You are only allowed to redeem once. When a valid redemption has been made, you may no longer qualify to accumulate spend for the next tier.
Choose from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories:
Categories | Giftaway Merchants | ||
|---|---|---|---|
Dining
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Shopping |
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Essentials |
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eCommerce |
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Bonus eGCs
Up to Php 2,000 eGCs can be unlocked after completing the bonus rounds.
Once qualified, click the Bonus Round icon to select your preferred bonus eGC from our partner merchants. You may only choose one bonus eGC for Installment Spend at Merchant round, while you may unlock up to three (3) eGCs for the Category spend round (one eGC per category unlocked).
Card Type | Bonus Round Rewards (In the form of eGCs) | |
|---|---|---|
S.I.P. Installment Spend at Merchant Rewards | Category Spend Rewards | |
BPI Platinum Rewards Card | Php 500 eGCs
Redeem eGCs from our various redemption merchants such as Lazada, Ayala Malls, Robinsons Supermarket, GrabFood, and many more! | Php 500 eGCs per unlocked category
Maximum of Php 1,500 worth of eGCs from our various redemption merchants such as Lazada, Ayala Malls, Robinsons Supermarket, GrabFood, and many more! |
| BPI Rewards Card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, and Petron BPI card | Php 300 eGCs
Redeem eGCs from our various redemption merchants such as Lazada, Ayala Malls, Mercury Drugstore, GrabFood, and many more! | Php 300 eGCs per unlocked category
Maximum of Php 900 worth of eGCs from our various redemption merchants such as Lazada, Ayala Malls, Mercury Drugstore, GrabFood, and many more! |
Note: Redemption can be made within sixty (60) days from the date of earning/posting of rewards at the BPI Shop Anywhere Portal.
General mechanics
1. The Promo is open to all Principal Cardholders of the following BPI Mastercard Credit Cards (“Qualified Card”) whose accounts are active and in good standing within the promo period and at the time of Redemption:
a. BPI Rewards card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, BPI Platinum Rewards Card, and Petron-BPI card
b. The following BPI Credit Cards are NOT qualified: BPI Corporate Card, BPI Amore Cashback Card, BPI Amore Platinum Cashback Card, BPI Signature Card.
2. The registration period is from November 25, 2024 to February 25, 2025. The Principal Cardholder must register via the BPI website, via text-in, or via the BPI OMD App. Refer to the Registration Mechanics for full details.
3. The Principal Cardholder is also entitled to additional rewards in the form of eGCs by accumulating spend until February 25, 2025.
Level | Accumulated spend* | eGC Reward** |
|---|---|---|
1 | Php 30,000 - <Php 75,000 | Php 500 eGC |
2 | Php 75,000 - <Php 200,000 | Php 1,500 eGCs |
3 | Php 200,000 and up | Php 5,000 eGCs |
*Single-receipt purchases of minimum P1,000 will qualify for accumulated spend.
**eGC value = Php 500 denomination
Plus, get up to Php 2,000 bonus eGCs from any of our redemption merchants when you complete the bonus rounds.
Card Type | Bonus Round Rewards (In the form of eGCs) | |
|---|---|---|
Installment Spend at Merchant Rewards | Category Spend Rewards | |
BPI Platinum Rewards Card | Php 500 eGCs
Redeem eGCs from our various redemption merchants such as Lazada, Ayala Malls, Robinsons Supermarket, GrabFood, and many more! | Php 500 eGCs per unlocked category
Maximum of Php 1,500 worth of eGCs from our various redemption merchants such as Lazada, Ayala Malls, Robinsons Supermarket, GrabFood, and many more! |
| BPI Rewards Card, BPI eCredit Card, BPI Edge Card, BPI Gold Rewards Card, and Petron BPI card | Php 300 eGCs
Redeem eGCs from our various redemption merchants such as Lazada, Ayala Malls, Mercury Drugstore, GrabFood, and many more! | Php 300 eGCs per unlocked category
Maximum of Php 900 worth of eGCs from our various redemption merchants such as Lazada, Ayala Malls, Mercury Drugstore, GrabFood, and many more! |
4. The Principal Cardholder must have updated contact details in BPI’s records.
5. The following transactions are qualified, but not limited to:
| Local Retail Transactions (Straight) | Special Installment Plan (SIP) transactions at Merchant |
| Foreign Currency Purchases (Straight) | Auto Charge |
| Online or Internet Transactions | Mail Order/Telephone Order (MOTO) |
6. The following transactions are excluded from this promo:
Cash advances (local or international) MCCs: 6010 – Member Financial Inst-Manual Cash Disbursement 6011 – Financial Int’l-Automated Cash Disbursement | Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products |
| Redemptions of rebates or Real Thrill Rewards | Business transactions such as but not limited to i. direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution ii. payment services iii. professional services |
Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like) MCCs: 6012 – Member Financial Inst-Merchandise and Services 6540 - POI Funding Transactions
| Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment MCCs: 4829 – Wire Transfer Money Orders 6050 – Quasi Cash-Member Financial Inst. 6051 – Quasi Cash-Merchant 7800 – Government Owned Lottery 7801 – Internet Gambling 7802 – Government Licensed Horse/Dog Racing 7995 – Betting (Including Lottery Tickets, Chips) 8651 – Organizations, Political 9223 – Bail & Bond Payments 9754 – Gambling-Horses, Dog Racing, State Lottery |
MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards.
The number corresponds to the type of business or service the company offers.
7. Only qualified transactions made on and/ or after the date of Principal Cardholder’s registration will be included in the spend accumulation and bonus task completion. Transactions made before the date of registration will not be included. Transactions made after the promo period will not be included as well.
8. The principal cardholder has two (2) options in redeeming his/her eGCs. Conversion of eGC to an eGC code which can be used at any of the accredited merchant partner of Giftaway:
● Redemption via merchant partners' physical store
● Redemption via online (applicable to select online merchants like Shopee, Lazada, etc.).
Refer to the Redemption Mechanics for full details. T&Cs apply.
9. All questions and issues arising from the Promo will only be accepted within sixty (60) banking days after the last day of the promo period or not later than May 14, 2025, after which BPI shall no longer accommodate disputes.
10. Fraud, abuse, or any unauthorized action on credit card transaction or the participation/availment in the promo may result in the disqualification of the cardholder from the promo, suspension and/or cancellation of card privileges and/or the charge of the full value of the eGC to the Principal Cardholder’s account, according to BPI’s discretion.
11. In case of dispute with respect to BPI only and the customers' availment of the promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and participating Merchant with the concurrence of DTI shall be considered final.
12. By joining this promo, cardholders have authorized BPI to give necessary information to its third-party contractor or agent to perform and complete the registration process and redemption process of the eGC code(s).
13. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this promo campaign.
Registration mechanics
1. The Principal Cardholder can register for the promo using a unique alphanumeric promo code sent to his/her BPI registered mobile number and/or email address in BPI’s records.
A. Via Text-In
1. Text BPI<SPACE>MCREG<SPACE><Unique Promo Code> to 225687
2. EX: BPI MCREG 1234ABCD
B. Via Portal Registration
1. Visit the BPI website
2. Click the registration link to the BPI Mastercard Shop Anywhere Portal
3. Enter unique promo code: <Unique Promo Code>
C. Via Oh My Deals! App
1. Install and/or open the Oh My Deals! App by BPI Cards
2. Search for “Mastercard Holiday Shop Anywhere”
3. Click on the “Register Now” button
4. Enter unique promo code: <Unique Promo Code>
2. After the Principal Cardholder submits his/her registration details, a confirmation message will be sent to confirm receipt of his/her registration from Giftaway.
3. The Principal Cardholder will receive a notification message from Giftaway on the registration result through SMS and/or e-mail within five (5) to seven (7) banking days from the date of registration attempt.
4. Successful registration is required to qualify for the promo. Only qualified transactions made on and/ or after the date of Principal Cardholder’s registration will be included in the spend accumulation. Transactions made before the date of registration will not be included.
5. The Principal Cardholder will NOT be qualified to join the promo if the Principal Cardholder has NOT registered his/her mobile and/or email to the promo.
6. Only the Principal Cardholder is allowed to register for the promo. All qualified and posted transactions of the Principal Cardholder, including his/her supplementary card(s), will be included. The accumulated spend eGC(s) and bonus eGC(s) received during the promo period will be sent to the Principal Cardholder’s mobile and/or email registered in BPI’s records.
7. The mobile number or e-mail address used for registration MUST BE THE SAME as the Principal Cardholder’s contact details in BPI’s records. Should there be any changes within the promo period, it is the responsibility of the Principal Cardholder to update his/her contact information in BPI’s records. Moreover, a mobile number should be a valid local/Philippine mobile number.
8. By completing his/her registration, the Principal Cardholder agrees that his/her personal information shall be subject to the confidentiality, data privacy, and the security terms of the service provider, Giftaway.
9. In case the mobile number and/or e-mail address does not match with BPI’s records, the Principal Cardholder is required to update his/her contact information by visiting the nearest BPI branch.
Note: The Principal Cardholder may register after two (2) banking days from the date of contact information update.
Redemption mechanics
1. To redeem prizes, the Principal Cardholder must access the unique link sent to his/her registered SMS and/or email. This serves as his/her unique redemption portal via the BPI Shop Anywhere Portal. The Principal cardholder may also access the BPI Shop Anywhere Portal.
2. Redemption period is within sixty (60) days from the date of posting the transaction at the BPI Shop Anywhere Portal.
Transaction Details | Redemption Date |
|---|---|
Cardholder A - Made Php 50,000 SIP purchase on November 25, 2024
Bonus eGC is posted in the Shop Anywhere Portal by November 26, 2024 | eGC is redeemable in the Shop Anywhere Portal up to January 25, 2025 (60 days from November 26, 2024) |
Cardholder B - Reached Tier 3 Php 200,000 accumulated spend on December 12, 2024
Bonus eGC is posted in the Shop Anywhere Portal by December 13, 2024 | eGC is redeemable in the Shop Anywhere Portal up to February 11, 2025 (60 days from December 13, 2024) |
Cardholder C - Reached Tier 1 Php 30,000 accumulated spend and made 9 merchant category transactions on January 18, 2025
Bonus eGC is posted in the Shop Anywhere Portal by January 19, 2025 | eGC is redeemable in the Shop Anywhere Portal up to March 20, 2025 (60 days from January 19, 2025) |
- For the accumulated spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Shop Anywhere Portal.
- For the Bonus eGCs, redemption can be made within sixty (60) days from the date of completion of the Bonus Rounds (1 SIP merchant transaction and merchant category spend) or unlocking of the bonus eGCs in the Shop Anywhere Portal. The validity date will be visible in the portal for the Principal Cardholder’s reference.
3. For eGC rewards, the Principal Cardholder must choose from among the featured eGC partners in dining, shopping, essentials and e-commerce categories.
● The Cardholder must select Redeem Now and choose the eGC redemption option.
● A confirmation page will prompt, followed by the redemption notification sent via Cardholders' registered contact info (SMS and/or email).
● Cardholder will receive an eGC code from Giftaway via his/her registered mobile and/or email, with a link on how to use his/her redemption code. Specific redemption instructions are provided per merchant.
● The redemption code is transferable to the Cardholders' nominated recipient as long as he meets the requirements in using the redemption code.
● The eGC is for one-time use only.
4. For the accumulated spend reward, the Principal Cardholder can earn eGCs from his/her accumulated qualified transactions. Only one (1) accumulated spend tier reward can be claimed per cardholder within the promo period.
5. All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption portal, shall apply.
6. The status of each qualified eGC will be reflected in the redemption portal (BPI Shop Anywhere Portal) e.g. Active, Used, Expired.
7. The eGC is not valid in conjunction with any ongoing promos.
8. Claiming of unlocked bonus round rewards are independent from the accumulated spend rewards. Once unlocked, you may already claim the bonus rewards and continue to spend for the accumulated portion.
9. All earned but unredeemed eGCs will expire and be deactivated sixty (60) days from the date of posting in the BPI Shop Anywhere Portal.
10. All unredeemed eGCs at partner merchants will be deactivated sixty (60) days from the date of redemption in the BPI Shop Anywhere Portal.
11. Once a redemption is made, it cannot be canceled, reversed, or applied to another item, or eGC.
12. The Principal Cardholder is responsible for safekeeping his/her eGCs and redemption portal link (BPI Shop Anywhere Portal). BPI and the Merchant partner shall not replace the redeemed eGC code.
13. The Principal Cardholder agrees that should his/her redemption found to be fraudulent or to result from splitting of transactions, BPI shall have the right to charge the cost of the reward to his/her BPI Credit Card.
14. BPI will not send notifications via SMS and/or email on the expiry of the earned eGCs. It is the responsibility of the principal cardholder to track the expiry of their rewards. Earned rewards can be redeemed up to 60 days from the date of posting of the rewards in the BPI Shop Anywhere Portal.
15. BPI will not accommodate cardholder requests in re-sending eGCs due to reasons such as, but not limited to:
a. Lost, stolen or defective mobile device
b. Expired eGCs
c. The eGC was successfully sent to the principal cardholder’s registered contact information in BPI’s system, but the contact information is no longer in use by the cardholder without updating his/her records with BPI.
i. Should the principal cardholder request for a change in his or her mobile number during the promo period, only succeeding earned eGC rewards will be sent to the updated contact information.
Frequently asked questions
Read the frequently asked questions about this promo.
Customer support
For inquires and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
DTI Fair Trade Permit No. FTEB-207473, Series of 2024
Disclaimer: The links above may offer a different privacy policy and level of security. No personal information will be collected without prior consent.
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| BPI is regulated by the Bangko Sentral ng Pilipinas