Promo highlights
Real 0% SIP
Enjoy up to 24 months Real 0% SIP with your BPI Credit Card
Bonus Madness Limit
Up to 100% additional credit limit on your installment purchases for qualified credit cardholders.
Program Mechanics – Special Installment Plan (SIP)
1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.
BPI Credit Cards
- BPI Amore Cashback Card
- BPI Amore Platinum Cashback Card
- BPI Corporate Card
- BPI Edge Card
- BPI Gold Rewards Card
- BPI Platinum Rewards Card
- BPI Rewards Card
- BPI Signature Card
- Petron BPI Card
2. BPI Credit Cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail of 24 months Real 0% SIP at participating branches of Merchant.
3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):
Terms and Conditions
a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000.
b. The terms may be available for select items only.
c. All installment transactions are subject to BPI's approval.
d. Cardholder can also choose to avail of the other SIP feature:
Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method
- BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.
- BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.
4. To qualify for the program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.
5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and the Merchant.
6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this program campaign.
Participating Branches
Branch | Address |
|---|---|
Robinsons Iloilo | 2F Robinsons, Mabini Ledesma St. Brgy. Roxas Village. Iloilo City |
Robinsons Pavia | Robinsons Place Pavia Brgy. Ungka Ii , Pavia Iloilo City |
SM Baguio | Lower GF SM City Baguio, Luneta Hill Upper Session Rd., Baguio City |
SM Cebu | GF SM City Cebu North, Reclamation Area Mabolo, Cebu City |
SM Clark | SM City Clark, M. A. Roxas Hi-way Malabanias, Angeles City |
SM Delgado | SM Delgado, Delgado St. Brgy. Danao |
Sm Mandurriao | Lower GF SM City Mandurriao, Iloilo City |
Glorietta | 2F Glorietta 3, Ayala Center San Lorenzo, Makati City |
SM Megamall | SM Mega Mall Bldg. Vargas cor. Edsa Wack Wack Village, Mandaluyong City |
Ayala Cebu | Ayala Center Cebu Expansion, Level 2 Ayala Center, Cebu City |
Premier Bacolod | Ayala Malls Capitol Central Gatuslao St. Brgy. 8, Bacolod City |
Sta Lucia East | 2F Sta Lucia East Grandmall Marcos Hi-way cor. Felix ave. San Isidro Cainta, Rizal |
Mall Of Asia | 2F SM Mall Of Asia, JW Diokno Blvd. Brgy., Pasay City |
Sm North Edsa | 2F SM City North E. Delos Santos Ave. Brgy. Bagong Pag Asa, Quezon City |
Robinsons Manila | 2F Padre Faura Wing Robinsons Place Manila, Pedro Gil cor. Adriatico, Manila |
Robinsons Ortigas | 3F Robinsons Galleria Ortigas Ave. Ugong Norte, Quezon City |
SM Fairview | Lower GF SM City Fairview Quirino Hi-way cor. Regalado Greater Lagro, Quezon City |
SM Manila | 2F SM City Manila Arroceros St. cor. Natividad Lopez Ermita, Manila City |
SM Pampanga | Bldg. 3 SM City Pampanga Lagundi Mexico, Pampanga |
SM Southmall | Lower GF SM Southmall Alabang Zapote Rd., Almanza Uno, Las Pinas City |
SM Taytay | 2F Bldg. A. Sm City Taytay East Rd. Dolores (Pob) Taytay, Rizal |
SM Bacolod | SM City Bacolod Reclamation Area, Bacolod City Negros Occidental |
SM Davao | SM City Davao Quimpo Boulevard Ecoland Subd. Matina, Davao Del Sur |
Ayala Makati | 3F One Ayala Ayala Center San Lorenzo, Makati City |
Robinsons Bacolod | Robinsons Place Mandalagan, Bacolod City |
Customer support
Karat World
For inquiries and comments, please call: (+632) 735-89634
BPI
For inquires and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Disclaimer: The links above may offer a different privacy policy and level of security. No personal information will be collected without prior consent.
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| BPI is regulated by the Bangko Sentral ng Pilipinas