ErgoHome Real 0% Installment

1. The promo is open to all BPI Cardholders in good standing with any of the following participating Cards:

BPI Credit Cards     

• BPI Amore Cashback Card   
• BPI Amore Platinum Cashback Card  
• BPI Amore Visa Prepaid   
• BPI Corporate Card  
• BPI Edge Card  
• BPI Gold Rewards Card   
• Petron BPI Card   
• BPI Platinum Rewards Card  
• BPI Rewards Card
• BPI Signature Card

2. BPI Cardholders can avail up to 12 months Real 0% S.I.P. program at Merchant.

How to avail

a. Visit https://ergohome.ph and select the items to be purchased. 

b. Add your preferred items to card, proceed to check out page, and fill in required information. 

c. On the check-out page, select “Payment Method”.

d. Select “BPI Special Installment Plan” as payment option.

e. Click “Place Order” button. You will be redirected to Order and Payment Information page. 

f. Tick “I agree” in the terms and conditions, then “Proceed”.

g. Proceed to the BPI Special Installment Plan tab and choose between the options below:

BPI Real 0% installment

(i) BPI Real 0% Installment with Buy Now Pay Later

(ii) BPI SIP Monthly Add-on

h. Select Payment Term from 3, 6, or 12 months

i. The monthly amortization will reflect on the screen. 

j. Fill in the required information of your BPI Credit Card details.

k. Click “Pay Now”

l. Receive a confirmation email from Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (S.I.P.):

Terms and conditions

a. The S.I.P. Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher.

b. The terms may be available for select items only.

c. All installment transactions are subject to BPI approval.

d. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Cards, reminders, and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.