Balance Transfer Special Rates Offer

1. BT33/BT34 Balance Transfer Special Rates Offer is an exclusive promotion for BPI Cardholders in good credit standing for valid Balance Transfer applications received within the promo period under 3, 6, 12, 18, 24 and 36 months term.

2. Promo is from April 16, 2024 to June 30, 2024.

3. Offer is exclusive for the purpose of transferring balances from Philippine-issued credit cards to cardholder’s BPI Credit Card where proceeds will be credited to their non-BPI credit card via BPI’s Bills Payment Facility, credited to cardholder’ BPI Deposit Account or via Manager’s Check.

The list of Credit Card Billers enrolled in BPI Bills Payment Facility as of March 2024 are as follows:

4. Minimum amount for Balance Transfer transaction is Php 3,000 per application.

5. Promo code provided will be used to match the offer designated to qualified cardholders and mode of disbursement. 

6. For BT34 proceeds will be paid directly to Cardholder’s credit card via BPI’s Bills Payment facility. BPI will never be liable for any charges imposed by other credit card issuer in relation to release of proceeds via bills payment.

By providing their non-BPI credit card number, the applicant is confirming that the card is under their name, is in good credit standing, and that it is correct, valid and truly belong to the applicant. In the event that the card number provided by the applicant where the payment was made to was incorrect and later on discovered as belonging to a different person, the applicant shall still be liable for the amount paid by BPI as proceeds of their Balance Transfer Application.

7. For BT33, proceeds will either be paid/credited to a BPI Deposit account under the cardholder’s name, or Manager’s Check shall be issued for pick-up depending on availability.

8. Effective April 16, 2024, a SIP Loans Service Fee of Php 300 for every Balance Transfer application below Php 50,000, Php 500 for every Balance Transfer worth Php 50,000 and higher, and shall be posted as a separate entry in the statement of Account.

9. In the event of delay in the release of the balance Transfer proceeds, or rejection/non-acceptance of payment by the non-BPI card company, the Cardholder hereby absolutely holds BPI free from any liability for penalties, charges and damages, if any, which may be imposed by the non-BPI card company upon the Cardholder as a result of the said delay, rejection or non-acceptance of payment by the non-BPI card company.

10. Communications to inform Select Cardholders of their assigned Promo Code will be in the form of a phone call, SMS, Viber Message, and e-mail. A unique reference code will be assigned to select cardholders that will also be included in the SMS, Viber message and email.

11. Cardholder may submit their Balance Transfer Application through any of the following channels:

a. At any BPI Branch nationwide

b. BPI Internal Telesales

c. Third Party Accredited Telesales Agencies. See list of Accredited Agencies.

12. Turnaround time (TAT) for processing of applications is 5-8 Banking Days.

13. Other provisions under S.I.P. Loans Terms and Conditions not covered in the promo mechanics shall apply. See S.I.P. Loans Terms and Conditions.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB- 191127 Series of 2024