Ace Hardware Promo 

1. The promo is open to cardholders of participating BPI Credit Card and Robinsons Bank Credit Cards whose accounts are active and in good standing.  

BPI Credit Cards   

• BPI Amore Cashback Card   
• BPI Amore Platinum Cashback Card   
• BPI Corporate Card  
• BPI Edge Card   
• BPI Gold Rewards Card    
• BPI Platinum Rewards Card    
• BPI Rewards Card   
• BPI Signature Card  
• Petron BPI Card  

Robinsons Bank Credit Cards  

• Robinsons Bank DOS Mastercard   
• Robinsons Cashback Card 
• Pru Life UK Classic   
• Pru Life UK Platinum  

2. Promo Period is from November 8, 2024 to December 31, 2024.

3. BPI Credit Cardholders and Robinsons Bank Credit Cardholders are entitled to the following exclusive offer within the Promo Period.  

Special Installment Plan for BPI Credit Cardholders

• 3 months Real 0% SIP: minimum purchase of Php 3,000
• 6 months Real 0% SIP: minimum purchase of Php 20,000

Terms and Conditions  

1. To qualify for the discount/offer, the cardholder must use his or her Participating BPI Credit Card or  Robinsons Bank Credit Card to pay for his or her purchases at Merchant.  

2. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.  

3. The discount/offer should be given instantly where the purchase was made.  

4. The cardholder agrees that should his or her purchase be found fraudulent, the Bank shall have the right to charge the value of the discount/offer to his or her card.  

5. Any dispute concerning the product/s and/or service/s related to the promo offer shall be settled directly between the Cardholder and Merchant with the concurrence of DTI.  

6. The promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.   

7. In case of dispute with respect to the Bank only and the customers' availment of the promo, the decision of the Bank with the concurrence of DTI shall be considered final. However, if the dispute involves Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of the Bank and Merchant, with the concurrence of DTI, shall be considered final. 

8. Terms and conditions governing the issuance and use of BPI Credit Cards and/or Robinsons Bank Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this promo.   

1. The Program is open to Cardholders with participating BPI Credit Cards whose accounts are active and in good standing: 

BPI Credit Cards  

• BPI Amore Cashback Card 
• BPI Amore Platinum Cashback Card
• BPI Corporate Card
• BPI Edge Card
• BPI Gold Rewards Card 
• BPI Platinum Rewards Card
• BPI Rewards Card 
• BPI Signature Card
• Petron BPI Card 

2. BPI Credit Cardholders are entitled to the following Program:

Sample computation (using factor rate for 3-month term):

                       Price              x             factor rate                         

Php 15,000.00             x       0.343333              = Php  5,150

Total Installment: 

Php 5,150.00              x      3 months             = Php  15,449.99

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php 3,000 or higher.

b. The terms and may be available for select items only. 

c. All installment transactions are subject to BPI’s approval. 

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit Cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full. 

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

• BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing. 
• BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant. The Participating Merchant are listed in www.bpi.com.ph.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant. 

6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Ace Hardware

For any questions or clarifications, please call ACE Hotline #11ACE (#11223)

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-206432, Series of 2024.