BPI Gold Rewards Card membership fee (half)

1. Download the VYBE by BPI app on the App Store (iOS) or Google Play Store (Android).

2. Create an account in VYBE and log in.

3. Navigate the BPI Rewards page to browse the rewards catalogue.

4. To redeem, select Half AMF Waiver BPI Gold Rewards Card.

5. The Customer Number’s last 4 digits will be displayed in the redemption page. If this is not the intended customer number, please contact our 24-Hour BPI Contact Center.

Redeem via other channels

1. Upon redemption request, cardholder must provide the following:

• Card or Customer number
• Item code
• Item quantity

2. Redemption of points can be made anytime by doing any of the following:

a. Calling us through our 24-hour BPI Contact Center:

• (+632) 889-10000 (Philippines or international)
• (+632) 1-800-188-89-100 (Domestic toll-free)
• International Toll-free numbers

b. Sending a message to Contact Us and provide the following details:

• Last 10 digits of your credit card number
• Registered email address
• Choose ‘Other Concerns’
• Choose ‘Credit/Prepaid Card Inquiries and Transactions’
• Indicate in the Summary of the Concern: BPI Rewards Redemption, registered email address, Customer Number, Customer Name, Reward Code, and Number of BPI Points for conversion.

1. Redemption of card membership fee will only be allowed after it has been charged to the cardholder’s account.

2. Redemption will be processed within 7 banking days from receipt of online redemption request via VYBE and 7 to 15 banking days from receipt of redemption request via other channels.

3. Annual membership fee (AMF) waiver will be reflected on your next statement date.

4. Once a valid redemption has been made, it cannot be cancelled, revoked, changed, or converted back to BPI Points, under any condition.

5. BPI may, at its sole discretion and without prior notice: (i) modify the BPI Rewards Points required for the redemption of each reward item; and (ii) remove and/or replace the rewards items with items of a similar nature or equivalent value.

6. BPI may, at any time and for whatever reason it may deem proper, amend, revise, or modify the BPI Rewards Program Mechanics and any such amendment, revision, or modification shall bind the cardholder upon notice (personal, by publication, or otherwise) or on the date of effectivity as specified in the notice, whichever is earlier. The cardholder’s availment or redemption of the rewards points will constitute cardholder’s acceptance to any such amendment, revision, or modification of the BPI Rewards Program terms and conditions.

For inquires and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

BPI is regulated by Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph