BPI Personal Loan: Up to Php 3Mn cash

Step 1: Check that you meet the following qualifications. 

• Filipino citizen residing in the Philippines
• At least 21 years old, but not older than 60 years of age at the time of loan maturity 
• If employed: 
  • A Gross income of at least Php 15,000/month or Php 195,000/year 
  • At least 2 years with the company and confirmed as a permanent employee
• If self-employed:
  • A Gross income of at least Php 30,000/month or Php 360,000/year
  • At least 2 years of profitable operations or practice

Step 2: Prepare your income document.

• If you have an existing Philippine-issued principal credit card for the last 12 months with a credit limit of at least Php 20,000, simply indicate your credit card number and other details in the application form.
• If you don’t have an existing credit card, then, simply submit any one of the following income documents.
  • Employed 
    • Latest 3 months payslips OR
    • Latest Income Tax Return (ITR) or BIR Form 2316 OR
    • Certificate of Employment and Compensation
  • Self-employed 
    • Audited Financial Statement (3 years) OR
    • Latest Income Tax Return (ITR) or BIR Form 1700 or 1701 AND
    • DTI / SEC Business Registration Certificate

Step 3: Visit the nearest BPI branch to submit your income document, present your promo code, and accomplish the loan application form.

Step 4: You will receive an SMS notification from BPI once loan has been approved. 

Step 5: Sign your loan documents through the Docusign link that will be sent to your email or by visiting the branch. Don’t forget to bring a valid government ID on your loan signing appointment. 

Step 6: The funds will be credited to your nominated BPI deposit account. 

Note: The complete list of branches can be found under the Locate us section of the Contact Us page.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.