Maintenance / auxiliary services
| Particulars | Fee |
|---|---|
| Fee upon client-initiated closure within 1 month of account opening* | Php 500 |
| Monthly dormancy fee* | Php 30 (dormancy charge is collected starting on the 5th year after the last activity, only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 2 years) |
| Balance inquiry fee using ATMs | BPI ATM: Free* for a limited period Non-BPI ATM (Local): Php 1.50 Non-BPI ATM (International): USD 1 |
Customers fees and charges
If transaction performed is within the BPI platform.
Particulars | Service fee |
|---|---|
| Over-the-counter fund transfer | Php 15 per transfer |
| Bank certification | Php 300 per certificate issuance |
| Debit card replacement request | Php 200 |
a. Deposit transaction
Particulars | Service fee |
|---|---|
BPI Cash Accept Machines (CAMs) deposit | Free for a limited period |
| BPI branch over-the-counter deposit* | • Php 50 service fee for deposits less than Php 50,000 • Php 100 service fee for deposits greater than Php 50,000 but less than Php 500,000 • Php 500 service fee for deposits greater than Php 500,000 but less than Php 1,000,000 • Php 1,000 fee for deposits greater than Php 1,000,000 |
| Deposit limit* | Subject to Php 30,000 maximum account balance |
b. Withdrawal transaction
| Particulars | Service fee |
|---|---|
| BPI ATM* | Free for a limited period |
| Non-BPI ATM (local) | Php 15 per withdrawal |
| Non-BPI ATM (international) | USD 3.50 or 2% of amount withdrawn, whichever is higher |
| BPI branch over-the counter withdrawal | • Php 100 for amount within ATM withdrawal limit (i.e withdrawal amount of less than Php 20,000) • Free for amount beyond ATM limit (for a limited period) |
c. BPI Online or BPI Mobile app
| Particulars | Service fee |
|---|---|
| Fund transfer to BPI-enrolled accounts | Free |
| Fund transfer to un-enrolled BPI accounts | Php 10 |
| Fund transfer to non-BPI accounts via Instapay | Php 25 |
| Loading of eWallet | Free |
| BPI to Cash via payout partners | Php 99 |
Discover more
| Deposits are insured by PDIC up to P500,000 per depositor. BPI is regulated by the Bangko Sentral ng Pilipinas