![Affordable rates icon.](/content/dam/bpi/icons/feature-icons/Feature-interest-logo.png)
Affordable rates
Pay your other credit card balances for as low as 0.99% monthly add-on rate for 36 months.
![Use 100% of your available limit icon.](/content/dam/bpi/icons/feature-icons/Feature-Money-Symbol.png)
Use 100% of your available limit
Get cash using 100% of your available limit.
![Fast processing icon.](/content/dam/bpi/icons/feature-icons/FI_send-money-easily-icon.png)
Fast processing
Have your application processed in as fast as 5 banking days
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_balance_transfer.jpg)
Balance Transfer
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_balance_conversion.jpg)
Balance Conversion
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_credit_to_cash.jpg)
Credit-to-Cash
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_sip_hospital.jpg)
S.I.P. for Hospital
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_sip_school.jpg)
S.I.P. for School
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_cash_advance.jpg)
Cash Advance
![](/content/dam/bau/personal-banking/cards/credit-cards/sip-loans/content_card_real_0_health_wellness.jpg)