Ka-Negosyo Summer Love Promo

General policies

1. These Terms and Conditions govern the BPI Business Banking 2025 Ka-Negosyo Summer Love Promo for all qualified customers, who meet the eligibility requirements prescribed hereunder.

2. The BPI Business Banking Agreement and Supplemental Terms and Conditions, Terms and Conditions governing the use of BPI’s Products, Services, Facilities and Channels, and the BPI Data Privacy Statement, are hereby incorporated by reference and shall form an integral part hereof.

Eligibility and Participation

1. The promo period will run from February 1, 2025, to April 30, 2025, and shall be open to new applications only on existing and new BPI Business Banking customers. It shall include all Ka-Negosyo Loan products except loans against deposits.

2. Ka-Negosyo Loan Products including but not limited to:

• Standard Processed Business Loans
• Ka-Negosyo SME Loans (KSL)
• Ka-Negosyo Ready Loans (KRL)
• Ka-Negosyo Credit Line (KCL)
• Ka-Negosyo SME Loan - Property Acquisition Loans (KSL-PAL)
• Ka-Negosyo Fast-Cash
• Ka-Negosyo Doctor’s Loan
• Business Franchise Financing

3. During the promo period, the processing fee is at Php 1,430.00. KCL annual fees are fully waived on the first year for complete loan applications submitted between February 1, 2025 and April 30, 2025, and must be booked by May 30, 2025.

4. All new loan applications must be at least Php 1 million to qualify.

5. All KCL renewals will only qualify for the waived annual fee promo if approved with an increase of at least Php 1 million.

Terms and conditions

1. The offers are non-transferable and may only be availed of by the BPI Business Banking customer.

2. In case of disputes in respect of BPI only and the BPI Business Banking customer’s availment of the Promo, the decision of BPI shall be considered final.

3. All disputes related to this Promo will only be dealt with if submitted within five (5) banking days from the end of the Promo Period.

4. The Bank reserves the right to terminate, discontinue, or suspend the Promo at any time.

5. The Promo shall be periodically reviewed to ensure compliance with BPI’s policies and procedures, BSP rules and regulations and applicable laws.

6. To the full extent allowed by applicable laws, all warranties, whether expressed or implied by law or statute, are excluded herein. BPI does not make any warranty, express or implied, for any rewards items.

7. BPI reserves the right to suspend or disqualify any BPI Business Banking customer from further participation in the Promo, if in its judgment, that user has violated the terms and conditions herein. Suspension or disqualification may result in the cancellation of the BPI Business Banking customer’s right of participation and/or the collection of the economic equivalent of all promos enjoyed.

8. BPI corporate and business customers with employees of BPI and their relatives up to second degree of consanguinity or affinity as DOSRI or sole proprietors are disqualified from joining the promo.

For inquiries and comments, kindly email bbclientservices@bpi.com.ph or call (+632) 791-82000 (press 2 for Business Loans).

You may also send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.