You can apply through the following channels:
a. Fill out our loan application form
b. You may visit any BPI branch.
c. Call us at (02) 7918-2000, press 2 for Business loans or;
d. Email us at bbclientservices@bpi.com.ph
Renewable validity
Minimum loan amount
Collateral requirement
Fast
Get your application approved in a timely manner.
Convenient
Draw funds easily via BPI Mobile app, BPI Debit Card, or check.
Easy
No interest charges on unused credit line.
How to apply for a Ka-Negosyo Credit Line
How do I know if I am eligible to apply for a Ka-Negosyo Credit Line?
To apply for a Ka-Negosyo Credit Line, you must meet the following criteria:
1. At least three (3) years of business operations
2. Filipino Citizen Ownership
3. At least 1 year Philippine Resident Tenure
What are the requirements to apply for a Ka-Negosyo Credit Line?
For sole proprietor and individual:
a. Duly accomplished application form
b. DTI Registration/Business Permit
c. Borrower’s ID
d. Spouse’s ID (if applicable)
e. Last 3 months bank statement (BPI and/or other banks)
f. Income Tax Return (ITR) for the last 3 years
g. Audited Financial Statements for the last 3 years
h. Collateral documents
For partnership and corporation:
a. Duly accomplished application form
b. SEC Registration
c. Latest General Information Sheet
d. Articles of Incorporation/Partnership (including amendments. if any)
e. By-Laws (including amendments, if any)
f. IDs of majority shareholders/authorized signatories
g. Last 3 months bank statements (BPI and/or other banks)
h. Latest 3 years Income Tax Return (ITR) (if aggregate loan exposure is more than Php 3,000,000)
i. Latest 3 years Audited Financial Statements (if aggregate loan exposure is more than Php 3,000,000)
*This list is indicative only and non-exhaustive
How much is the processing fee?
The processing fee (one-time payment) is Php 5,000. Annual fee is 0.5% of the approved loan amount.
Who do I contact if I have questions about Ka-Negosyo Credit Line?
We have a dedicated customer service team for our SME clients. You may call us at (+632) 791-82000, press 2 for Business Loans, or email us at bbclientservices@bpi.com.ph.