BizLink

System Administrators

1. System Administrator Encoder​

•  Creates or deletes company Transactional Users (Maker, Authorizer)​

2. System Administrator Approver​

• Approves or rejects requests submitted by the System Administrator Encoder​

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Transactional Users​

1. Maker​

• Creates or initiates transactions in BizLink
• Views the account balance and history​

2. Authorizer​

• Approves, returns, or rejects transactions created by the Maker​
• Views the account balance history​

Yes, Bizlink allows you to access your enrolled accounts anywhere as long as you have internet access. ​

BizLink currently supports peso, dollar, and third currency denominated transactions depending on the chosen facility or service.

BizLink corporate clients can enroll all active Savings and Current accounts in any currency maintained in BPI by submitting a duly-signed Enrollment Form or Letter of Instruction to the Bank.

Yes. You can view your transactions real-time through the BizLink Transaction History.​

Transaction History allows you to view your account transactions for the past 90 days.​

No. Only transfers between/among accounts of the same currency are allowed.​

Yes, Pay Bills allows three different types of transaction schedules: Pay Now, Pay On, and Pay Every.

No, you may proceed with your bills payment transactions right away without pre-enrolling your billers.

With Pay BPI Unenrolled variant, you may proceed with your payments right away without pre-enrolling the account number of your beneficiaries. Should you prefer to pre-enroll your beneficiary accounts, you may also do so via the Enrolled Pay BPI variant.

The recipient account is credited real-time.

No, it is not required to pre-enroll the recipients’ accounts. You just need to indicate the beneficiary’s complete details when making the transaction.​

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No. Therefore, it is important to confirm the accuracy of the receiving account information before proceeding to send the funds.

The Philippine Clearing House Corporation (PCHC) is the designated clearing switch operator for PESONet.

BizLink ensures the security of the Company Users’ access, its accounts and transactions, through the following:

Secure Access: Access to Bizlink requires a valid Corporate Code, User ID, and the corresponding password. Users are required to change the initial password after log-in. Multiple logins using the same user ID is not allowed and would cause one of the users to be logged off. After a prescribed time of inactivity, a user is automatically logged off. Passwords have to be changed after a specific number of days and may not be repeated until after the fifth password change. A password is locked if the user commits three (3) consecutive or ten (10) accumulative failed attempts.​

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Transaction file upload: BizLink validates the total amount and the total count declared in the file’s header versus the actual details in the file. During message transmission, BizLink encrypts the data passed from the client to the servers and vice-versa to ensure it is not corrupted, tampered and/or forged. The message requests are validated every time on a per user and per session basis to ensure data integrity. The records captured from the file are displayed to the user and can be reviewed prior to submission/approval. A mirror of the upload file is saved in the server for future reference.

Transaction Controls: BizLink has built-in access controls for each user. A user could either be a Maker, a Verifier, or an Authorizer. The Maker creates the financial transaction, the Verifier, if applicable, serves as a first level reviewer, while the Authorizer authorizes it. Financial transactions require a Maker and at least one Authorizer before the transaction is effected. Authorizers must use the BizLink mobile app to approve a financial transaction and they are subjected to the same approval limits and multiple levels of approval nominated by the company for BizLink transactions ensuring compliance to the company's approval heirarchy. Given this, Authorizers may be classified by signature category and have limits on the total amount of transactions they can approve within the day. Companies can have up to three signature categories. Different levels of transaction amounts may require different signature rules.

Data Encryption: Strong 256-bit encryption via HTTPS, with session keys dynamically generated at each connection request provides for session confidentiality

For any inquiries or concerns, please e-mail us at bizlink@bpi.com.ph. You may also send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.