Cashless Payment Acceptance

Expand your market and improve customer experience by going cashless.

Benefits

Increase market potential

Unlock your market potential and significantly enhance customer satisfaction by efficiently processing cashless or digital payments, both in store or online.

Safety and convenience

Eliminates the risks associated with cash payments, ensuring a safer and more secure payment experience for you.

Products and services

Point-Of-Sale Payment Solutions

With BPI Global Payments’ cashless payments solutions, you can increase your market potential by reaching the millions of carded Filipino and international consumers.

Whatever your business needs or touchpoints may be, we can easily convert them into purchase points for you through any of our omnichannel sales.

Customer Touch Points	Payment Solution
Physical Store (Face-to-face transactions)	POS Terminals that can process the following: Card acceptance for: Visa, MasterCard, Amex, Union Pay and JCB E-Wallets: Alipay (soon: WeCat Pay and QRPh) Installment Payments: BPI Cards and cards of other issuing partners Currency Conversion Our POS terminals are mobile and can be used for pay at table for restaurants and can also be brought to the customer’s place of business.
Online / Ecommerce	Internet Payment Gateway which is: Secure, using the latest authentication system Capable of accepting major card brands Easy to integrate with, either directly or through third parties
Other card not present touch points	Email Pay which: Works like an electronic Invoice Enables merchants to send requests for card payment via email or SMS platforms Does not require technical integration Allows recurring and installment payments Is a white label solution that can be branded with the merchant’s logo
Recurring Payments	Batch Processing that: Allows enrolment of customers for auto charging of recurring payments such as insurance premiums, membership dues, donations, etc. Is automated and secure using OTP and tokenization

We operate with a dedicated Sales and Operations team and a service hotline available from 9:00 AM to 9:00 PM daily to handle a diverse range of Philippine merchant partners. Our expert business consultants are ready anytime to share their in-depth expertise on cashless payment solutions that can enable your business to soar to greater heights.

BPI Partner API

BPI Partner APIs empower your business by bringing the complete capabilities of the bank to all your digital channels.

Our Application Program Interfaces (APIs) offer a wide array of capabilities, including Payment, Disbursement, and Recurring Debit. This allows you to integrate the power of BPI technology into your digital solutions on your website or mobile application.

Key Features of BPI Partner APIs:

Access to our Growing Online and Mobile Banking Retail Base: Gain access to a rapidly growing online and mobile banking retail base, expanding your reach and customer base.
Direct-to-Bank Connection and Lower Overall Costs: Our APIs provide a direct link to BPI, reducing intermediaries and associated costs for your business.
Real-time Processing and Settlement: Enjoy the benefits of real-time transaction processing and settlement, ensuring efficient and timely financial operations.
Safe and Secure Multi-Factor Authentication for Sensitive Transactions: Rest easy with our password and One-Time PIN authentication system, safeguarding sensitive transactions and protecting your customers' data.

BPI Partner APIs now offer Disbursement and Recurring Debit functionalities, enabling you to schedule and automate payments with ease.

Payment API: This enables you to seamlessly debit your customer's BPI checking or savings account for real-time payment processing, all while ensuring a smooth and uninterrupted client experience.
Recurring Debit API: Simplify recurring payments, subscriptions, and billings by setting up automated debits from your customers' BPI accounts, ensuring on-time payments and reducing administrative overhead.
Disbursement API: Streamline your business operations by automating disbursements to your customers, employees, or partners, all with the convenience of BPI's secure and efficient platform.

Check out our already growing list of partners.

Join us in revolutionizing your business operations with BPI Partner APIs, where innovation meets financial convenience.

Integrated Digital Payment and Loyalty Solution

BPI offers a cashless payment solution that allows your company to provide customer payment and loyalty services under your own brand. This solution, provided through Cartera Interchange Corporation, offers a digital wallet platform for a seamless customer experience.

Customers can make digital payments, enjoy rewards, and participate in loyalty programs using a mobile application branded with your company name. This cost-effective Software as Service (SaaS) solution complements existing digital payment options and requires no infrastructure investment or lengthy app development. BPI takes care of running the platform while you focus on your business operations and program management.

Key features:

Scan to Pay via QR – Users can pay transaction via scanning the QR generated for each of your branches / stations via our dashboards.
Add Money to Account through Many Ways – Users load their account not just through linking to own BPI bank account but also from other accounts such as e-wallet, credit cards and partner outlets.
Request Money – Users can send request for money from other application users via customers’ own generated QR.
Send Money – Users can send money to other transaction accounts such as bank accounts and e-wallet.
Accumulate, Pay with or Share Points – Users can accumulate points and share with other users. Points can be used to pay for transactions promoting brand loyalty.
Management Dashboards – Our wallet and loyalty dashboards provide a pot of customer data that can be used to back your business decisions — a service that isn’t available from other payment service provider

Institutional Banking customer support

Reach out to us for any inquiries and concerns.

TALK TO US

Customer support

To know more about Point-Of-Sale Payment Solutions, you may reach out to BPI Global Payments. You may reach them at (+632) 8581-6363 or e-mail sales.info@globalpay.com.

For a comprehensive understanding of our BPI Partner APIs, including the Disbursement and Recurring Debit capabilities, you may also reach out to your Relationship Manager or email institutionalbanking@bpi.com.ph

To know more about our Integrated Digital Payment and Loyalty Solution, please visit our the Cartera website or contact your Relationship Manager.

For other concerns or inquiries, you may send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

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