A buyer-led program in which sellers sell their receivables to BPI. BPI then agrees to finance these non-investment grade sellers based on the credit-worthiness of the buyer. The buyer pays the principal amount owed at the invoice maturity/due date to BPI.
Benefits to your company
Improved relationship with suppliers
Have a smooth and convenient way to work with your suppliers especially in terms of payment.
Negotiable terms with suppliers
Allows your company to negotiate improved terms with your suppliers to either extend payment terms and/or reduce your cost of goods sold.
Benefits to your suppliers
Access to cheaper funding that is also off-balance sheet
Selling eligible receivables to BPI is a cheaper source of funding versus an outright loan because the rate will be based on the buyer's credit worthiness.
Does not affect company's existing credit lines
Selling eligible receivables to BPI is not a loan and will not affect the suppliers' credit line with BPI or other banks.
Frequently asked questions
What is supplier finance?
What are eligible receivables?
Eligible receivables are for goods or services that:
a. Are due and demandable
b. Have been delivered to the buyer
c. Are supported by invoices confirmed by the buyer
Who can I contact for any inquiries or concerns?
For inquiries or concerns, reach out to your relationship manager to arrange a meeting with our Supply Chain Finance experts from our Transaction Services Division. You may also send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Related information
Maxi One
A card-based all-in-one account that combines the features of a savings and a checking account
View details
Maxi-Saver
A card-based savings account that lets you earn more as you save more. Get an additional 0.125
View details
| BPI is regulated by the Bangko Sentral ng Pilipinas