BPI Rewards Points

As soon as you set up a Wealth Builder account and invest Php 1,000, you’ll start earning BPI Rewards points. Earn rewards as you invest and consistently grow your wealth. Accumulate BPI Rewards points which you can redeem for a range of exciting rewards that suit your everyday lifestyle.

1. Sign up to BPI Rewards via VYBE . As fund launch exclusive, get 1,000 BPI Rewards points on your first BPI Wealth Builder account with an initial subscription of at least Php 1,000. Plus, earn 10 BPI Rewards points for every additional investment worth Php 1,000 and above.

2. Points are awarded in full Php 1,000 increments per individual investment transaction. 

To illustrate:

3. Multiple investment transactions are not to be combined to meet the requirements for minimum investment amount (Php 1,000) and minimum increment (Php 1,000) to earn points. 

For example, if your total investments for the month amount to Php 3,000, your BPI Rewards points entitlement will be calculated based on each individual investment transaction.

4. Rewards are computed as of the last business day of each month (“Record Date”). All investment transactions booked from start of the month until the Record Date are reconciled to determine your total BPI Rewards points for the reference month. 

5. Reward computations will be submitted to the BPI Rewards team for processing and validation of your enrollment in your VYBE. To ensure you receive your points, please download and sign up on VYBE within thirty-one (31) days from account opening. Failure to do so may result in the forfeiture of your points.

6. BPI Rewards points will be credited starting the second week of the month following the Record Date and may continue throughout the same month. To check your earned points in VYBE , follow these steps:

a. Log into your VYBE and tap “BPI Rewards” on the home screen.

b. Tap on the arrow opposite “View My Points History” below your BPI Rewards ID.

c. In the Points Earned section, your BPI Wealth Builder points will be credited with the following identifiers:

- BPI Wealth Builder Welcome Points for your account opening bonus points

- BPI Wealth Builder Investment as reward for top-ups

7. Here is a sample BPI Rewards points journey as an investor of BPI Wealth Builder.

Fund Disclaimers:

By investing in BPI Wealth Builder, you agree to participate, at no additional costs or fees, in the non-investment rewards and benefits program related to the administration of the Fund.  You further understand and agree to the terms and conditions of BPI Wealth Builder, as may be amended, suspended, or discontinued, and as disclosed to investors. The Fund Manager retains the right to modify or discontinue the benefits, as circumstances may warrant, with due notice to the investors.

Important Notes:

1. Eligibility for benefits is based on the investment’s cost or market value, whichever is higher, at the end of each month. Benefits will be distributed or discontinued, as the case may be, the following month.
2. Investors will not incur upfront costs to qualify for the benefits.
3. The Fund Manager retains the right to modify or discontinue the benefits, as circumstances may warrant, with due notice to the investors.

Benefit Disclaimers and Reminders:

BPI Wealth Builder clients are encouraged to promptly download and register in the VYBE app to avoid forfeiture of benefit. Please note that registration in the VYBE app is required to receive your points. 

This benefit is also subject to the BPI Rewards and VYBE Terms & Conditions, as published on the BPI website. 

This is NOT A DEPOSIT PRODUCT. Earnings are not assured and principal amount invested is exposed to risk of loss. This product cannot be sold to you unless the benefits and risks have been thoroughly explained. If you do not fully understand this product, do not purchase or invest.​

BPI Wealth Builder (the "Fund") is NOT a deposit product and is not guaranteed by BPI Wealth (the "Fund Manager"), BPI Investment Inc. ("BII" or the "Principal Distributor"), Bank of the Philippine Islands and its affiliates/subsidiaries. The Fund is not insured by the Philippine Deposit Insurance Corporation. Investment returns and principal value are not guaranteed, and market fluctuations may result in gains or losses. Redemption may be subject to conditions or fees and Fund units may be worth more or less than the initial investment. Past performance does not guarantee future results. Investors should read the Fund's Prospectus, available from authorized distributors, for detailed information before investing.​

For inquiries and comments, please send an email to wealthbuilder@bpi.com.ph or call the 24-hour BPI Contact Center at (+632) 889-10000.​

BPI Wealth Builder and BII are regulated by the Securities and Exchange Commission ("SEC"), www.sec.gov.ph.​

BPI Wealth is regulated by the Bangko Sentral ng Pilipinas, www.bsp.gov.ph, and SEC.