Existing Credit Lines in Robinsons Bank frequently asked questions

Your credit line account will be changed to a BPI Ka-Negosyo Credit Line account, subject to evaluation of BPI. 

Our dedicated BPI Business Banking Contact Center is available to assist you in transitioning your account to BPI.  You may reach out to email bbclientservices@bpi.com.ph or (02) 7918-2000, press #2 for business loans.

The terms of your new credit line will depend on the approval of your new BPI Ka-Negosyo Credit Line application.

Once your credit line account is approved as a BPI Ka-Negosyo Credit Line account, your credit line and settlement accounts will become BPI accounts. The following loan details will change: 

• Loan amount*
• Interest Rate*
• Modes of Line Availment: You can draw from your BPI Ka-Negosyo Credit Line via check issuance, BPI Mobile app, BPI BizLink, BPI debit card, or ATM withdrawal anytime you need access to your line
• Modes of Repayment: Interest dues are payable on every 5th day of the month, and principal dues are payable anytime during the validity period. Options for repayment include automatic debit arrangement (ADA).

BPI Ka-Negosyo Credit Line is renewable every year.

*Your new loan amount and interest rate with BPI Ka-Negosyo Credit Line is subject to the evaluation of BPI.

Your existing credit line will not become a BPI Ka-Negosyo Credit Line. Kindly please settle all outstanding balance with Robinsons Bank on or before expiration of your credit line.

You may continue to use and benefit from your existing credit line while your application for a BPI Ka-Negosyo Credit Line is in process.

In transitioning your credit line to a BPI Ka-Negosyo Credit Line, you will be asked to submit a new BPI loan application, which will be subject to evaluation of the Bank. Your credit line's loan amount and interest rate may change and will be subject to the Bank's evaluation and approval.