Existing Credit Lines in Robinsons Bank frequently asked questions

With the consolidation of the Banks’ products, Robinsons Bank’s Credit Line product will be changed to a BPI Ka-Negosyo Credit Line. 

BPI Ka-Negosyo Credit line brings you the same benefits of your existing credit line with Robinsons Bank, and gives you madali, magaan and mabilis access to funds on hand for your business’ recurring needs:

• Easily draw funds from your credit line anytime and anywhere, without having to visit the branch or submit promissory notes

• Use your credit line like an extended wallet and draw funds with more options via BPI BizLink, BPI debit card, ATM, or check 

• Monthly payments cover only the interest on the amount used, and you can repay the principal at any time during the loan's validity 

BPI Ka-Negosyo Credit Line also comes with a digital banking platform for businesses, BPI BizLink, that allows you to monitor transactions and transfer payments to suppliers and employees, and many more.

To learn more about the BPI Ka-Negosyo Credit Line, you may visit the website.

To update your credit line and start enjoying the benefits of having a BPI Ka-Negosyo Credit line, just submit a loan application online on the BPI SME Banking website. 

While your BPI Ka-Negosyo Credit Line application is ongoing, you may continue to use and benefit from your existing credit line with no change.

The terms of your new credit line will depend on the approval of your new BPI Ka-Negosyo Credit Line application.

Once your credit line account is approved as a BPI Ka-Negosyo Credit Line account, your credit line and settlement accounts will become BPI accounts. The following loan details will change: 

• Loan amount*
• Interest Rate*
• Modes of Line Availment: You can draw from your BPI Ka-Negosyo Credit Line via check issuance, BPI Mobile app, BPI BizLink, BPI debit card, or ATM withdrawal anytime you need access to your line
• Modes of Repayment: Interest dues are payable on every 5th day of the month, and principal dues are payable anytime during the validity period. Options for repayment include automatic debit arrangement (ADA).

BPI Ka-Negosyo Credit Line is renewable every year.

*Your new loan amount and interest rate with BPI Ka-Negosyo Credit Line is subject to the evaluation of BPI.

Your existing credit line will not be become a BPI Ka-Negosyo Credit Line. Kindly please settle all outstanding balance with Robinsons Bank on or before expiration of your credit line.

Your existing credit line will not become a BPI Ka-Negosyo Credit Line. Kindly please settle all outstanding balance with Robinsons Bank on or before expiration of your credit line.

You may continue to use and benefit from your existing credit line while your application for a BPI Ka-Negosyo Credit Line is in process.

In transitioning your credit line to a BPI Ka-Negosyo Credit Line, you will be asked to submit a new BPI loan application, which will be subject to evaluation of the Bank. Your credit line's loan amount and interest rate may change, and will be subject to the Bank's evalution and approval.

You may continue to settle all outstanding balance with Robinsons Bank while your credit line's approval as a BPI Ka-Negosyo Credit Line is still in process.

If your credit line has not yet been transitioned to a BPI Ka Negosyo Credit Line, you may continue to reach out your Robinsons Bank handling Account Officer for any concerns and inquiries.

For any concerns on your application for a BPI Ka Negosyo Credit Line and after set up of the line, you may get in touch with our Business Banking Client Services at bbclientservices@bpi.com.ph or (02) 7918-2000, select #2 for business loans.