Deposit frequently asked questions

Once your Robinsons Bank branch of account is integrated with BPI, your Robinsons Bank account will also be updated to a BPI account with the following changes:

1) Your Robinsons Bank account number will be discontinued, and you will be provided with a new BPI account number.

2) Your Robinsons Bank account type / product will be converted to an equivalent BPI account type/ product. 

Refer to the list of Robinsons Bank deposit account types / products with their corresponding BPI deposit account types / products below:

Savings Accounts (PHP)

Savings Accounts (USD)

Checking Accounts (PHP)

Time Deposit Accounts (PHP/USD)

While awaiting integration of your Robinsons Bank account with BPI, you may continue to use your Robinsons Bank account for your usual transactions at any Robinsons Bank branch or facilities.

Once your Robinsons Bank account is updated with a new BPI account number, as a BPI account please take note of the following applicable changes:

Checking and Savings Accounts

The interest rate of your Robinsons Bank account was aligned with BPI interest rates as published last March 2024.  These rates will remain the same upon integration of your Robinsons Bank account with BPI.  Thereafter, future changes in interest rates that will be published by BPI and which will depend on factors such as market, policy and competitive rates, cost of funds, and cost to serve, will apply.

Once integration of your Robinsons Bank account takes effect and is updated to a BPI account, all prevailing and governing BPI terms and conditions of the corresponding BPI product / account type shall now apply to your account.

You may find more product and account information in the BPI website.

Account Maintenance and Transaction Fees | BPI

Terms and Conditions | BPI

The PDIC maximum coverage is per institution. Once the integration of your Robinsons Bank account to BPI is complete, the maximum total coverage for all your accounts in BPI will be Php 500,000.

A separate notification has been sent to your registered contact information in Robinsons Bank. You may also check the Robinsons Bank website for related announcements on account types that have already been permanently discontinued.

If you are 58 years old and below as of December 2024, your Iponsurance account will be converted to BPI Pamana ATM savings account with FREE insurance coverage up to 3x your last 3 month’s average daily balance, not to exceed 2M pesos, under BPI AIA.

Once your account is converted to BPI Pamana ATM Savings account, you will not be required to visit the branch for any re-submission or re-documentation. As an existing BPI Pamana accountholder, your free insurance coverage shall immediately take effect and it is optional should you wish to secure a BPI Pamana insurance certificate in the branch.

For 59 years old and above, your Robinsons Bank Iponsurance account will be converted updated to a BPI Regular ATM Savings.