Benefits
The Program by NEXT

The Program by NEXT

Your gains start here. Read, flex and repeat in this one-stop hub for financial fitness.


virtual finance coaches

Virtual Financial Coach

Financial advice — on call, on demand.

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Enjoy these benefits when you become part of the NEXT program.

Easy wins with elevated savings

Score big points when you bulk up your deposit and investments.

Xperience rewards

See the perks roll in so you can flex the life you want.

Track your finances

Manage and sculpt your cash flow like a pro, with the Track and Plan feature on the BPI app.

Money and Millennials: A Complicated Relationship

Why is it so hard to be financially independent these days?

Not yet a BPI client?

Join us in three easy steps.

Open an account with us

Open an account with us

Open a #SaveUp account via the BPI app or a Saver-Plus account by going to a BPI branch.

Deposit Php 100,000

Deposit Php 100,000

Start saving for your goals.

Enjoy your NEXT journey

Enjoy your NEXT journey

Grow your relationship and reach your aspirations.

Already a BPI client?
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Take your savings to the next level

Boost your savings and hit Php 100,000.

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Enjoy your NEXT journey

Grow your relationship and reach your financial goals.

Refer a NEXT client

Score Php 1,000 worth of eGCs and raffle entries to win exciting prizes when you refer a friend.

NEXT by BPI Preferred Terms and Conditions

Read the terms and conditions.

Need more help?

Get all the help for your banking needs.

prefered